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521 River Ridge Drive, Saint Charles, IL 60175.
Welcome to exceptional 521 River Ridge Drive in the coveted Rivers Edge subdivision of St. Charles! This stunning custom Didier home, a former Gallery of Homes model, offers 5 bedrooms and 5.5 bathrooms within a beautifully designed floor plan. The exterior showcases brick, stone, and cedar accents, professional landscaping on a half-acre lot, and a grand arched wood front door with glass. A walk-out basement and zoned HVAC complete the home's thoughtful design. Located just minutes from Fox River trails, downtown St. Charles, and St. Charles North High School, this home blends everyday convenience with timeless elegance. Step inside to hardwood floors, a dramatic two-story foyer, and a main level designed for both comfortable living and entertaining. The chef's kitchen features custom cabinetry with crown molding, a walk-in pantry, Sub-Zero built-in refrigerator, gas cooktop, granite island, and a sunroom with skylight and ceiling fan. The spacious 18x22 family room offers a gas-assisted wood-burning stone fireplace, coffered ceiling, and built-in storage cubbies. Formal living and dining rooms, a first-floor office with judges paneling, mudroom, and a generous laundry room complete the main level. Upstairs, the primary suite is a true retreat with a gas fireplace, tray ceiling, custom lighting, and a large walk-in closet with laundry chute. The luxurious his-and-her bathrooms include walk-in tile showers, dual vanities, and a freestanding soaking tub. Additional bedrooms feature Jack & Jill baths, a princess suite with private bath, and ample closet space with built-in organizers. The fully finished walk-out basement includes in-floor heating, a family room with a brick gas fireplace, a gym with mirrored wall, a spacious fifth bedroom, full bath, and abundant storage with impressive 14-foot ceilings. The 3-car insulated and heated garage is outfitted with epoxy flooring, built-in shelving, a slate wall storage system, hot and cold water, a basketball hoop, and extended driveway parking. This home beautifully combines luxury, craftsmanship, and functionality-an exceptional opportunity in St. Charles. Updates: Extended Deck (2026) Second Paver Patio (2022) Interior Paint (2023) Refinished Hardwood Floors (2023) Carpeting (2023) Finished Basement (2023) Updated Second Bath (2022) Updated Powder Room (2022) Dishwasher (2020) Water Heater (2022) Furnaces (2021) Water Softener (2019) Roof (2016)
MLS ID: 12594185
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521 River Ridge Drive, Saint Charles, IL 60175.

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| Loan Type | FHA 30 Year Fixed | VA 30 year fixed | 30 yr Jumbo |
| Purchase Price | $1,250,000 | $1,250,000 | $1,250,000 |
| Down Payment | $43,750 | $0 | $250,000 |
| Monthly Mortgage Amount | $7,458 | $7,758 | $6,076 |
| Taxes | $1740 | $1740 | $1740 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $750 | $0 | $0 |
| Monthly Estimated Total | $10,313 | $9,863 | $8,181 |
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